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For many homeowners, timing can be one of the challenges when purchasing their next property. If you’re planning to sell your current home to fund your next purchase, a bridging loan may be worth considering. Mortgage brokers have reported increased interest in bridging finance , as some buyers consider alternative ways to navigate higher living costs and rising interest rates. Here’s how this type of finance works, along with some key considerations to keep in mind. What is

Buying your first home is an exciting milestone, but it can also feel overwhelming when everything is new and unfamiliar. There are many moving parts in the home-buying process, and it can be difficult to know where to start. The good news is that you don’t have to figure it all out on your own. A mortgage broker can guide you through the process and handle much of the heavy lifting from comparing lenders and interest rates to supporting you at every stage of your home loan j

Loyalty is an honourable trait, but not necessarily when it comes to your home loan. Sticking with the same lender indefinitely may mean you’re paying what’s known as a ‘loyalty tax’. This often shows up as higher interest rates compared to what new customers are offered. With interest rates on the rise, now could be a good time to check whether you are paying loyalty tax and it may be worthwhile exploring your options along the way. What is loyalty tax? Loyalty tax refers to

As interest rates shift and the property market evolves, your mortgage may not be something you set and forget. Just like your financial goals, your home loan needs can change over time, which is why it’s worth checking in regularly. If you haven’t reviewed your loan in a while, now could be a good time to do a quick health check. Read on to see what your home loan health check could uncover. Why reviewing your home loan matters What worked when you first bought your home mig

For many young Australians, home ownership can feel more like a distant dream than something within reach. Rising living costs, strong property price growth and slow wage increases have put real pressure on those hoping to buy their first home. Research by Deloitte Access Economics earlier this year, highlighted just how challenging the landscape has become. Average home prices rose 67% from $548,000 to $915,000 in the decade to 2023, while average weekly incomes for Austral

The festive season is a time to celebrate, relax and connect with loved ones, but it can also put extra pressure on the household budget. With the rising cost of living, a little planning can go a long way towards keeping the season merry without overspending. The festive season can be expensive, especially with the current cost-of-living crisis and increasing financial pressures on households. According to Moneysmart, adults in Australia estimated they would spend almost $80

While some property investors prioritise rental yield – that is, how much income a property earns, as a percentage of its value – others...

From 1 October 2025, the government’s First Home Guarantee scheme will expand, making it possible for more Australians to buy a home with...

Inflation has been heading in the right direction and the Reserve Bank of Australia has cut the cash rate three times in 2025. So, is now...

If you’ve paid down your home loan somewhat or your property has appreciated in value, you may be able to use your home’s equity to fund...

As the end of financial year approaches, now is the time to take stock of your finances, including your home loan. Whether you own your...

Tax time might not be everyone’s favourite season, but it it’s a great chance to tidy up your finances. If you own an investment...

If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction...

On Tuesday the 25th March 2025, the Federal Treasurer, Jim Chalmers handed down the 2025-2026 Federal Budget with updates to key economic...

The Reserve Bank of Australia (RBA) has cut the cash rate, and it seems likely there will be more cuts to come in 2025. All Big Four ...

As the new year begins and the daily grind resumes, many Australians are dreaming of swapping city life for the charm of the coast. What...

The new year is all about fresh starts. With 2025 fast approaching, it’s the perfect time to reflect on your finances and take steps to...

Did you know that seven out of 10 borrowers use a mortgage broker? During the June 2024 quarter , mortgage brokers wrote 73.7% of all new...

When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all...

When you’ve been scrolling through marketing photos of a property and you finally set foot in it at an inspection, it can be easy to get...